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  • fax: 204.822.1390
  • mobile: 204.362.2042
  • toll-free: 1.877.414.1200

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The GST/HST New Housing Rebate program provides a rebate on part of the GST or the federal part of the HST paid on the construction or purchase of most newly constructed or substantially renovated houses used as a primary place of residence.


CMHC requires that a newly built home comes with a New Home Warranty when sold to a buyer with less than 20% down; this is not a bank's rule but the insurer's rule. The exception to this rule is if the buyer builds the home themselves or if they purchase a new home from a private individual who lives in the home. 

For many of the smaller contractors who are building and selling spec homes that do not have a New Home Warranty, they are marketing to a cliental that have 20% down or more.  

There are 2 main New Home Warranty provideders in Manitoba, the National New Home Warranty as well as the New Home Warranty of Manitoba.  There is a third provider called Blanket New Home Warranty.  This provider allows a builder to provide a New Home Warranty without being a member of a New Home Warranty program such as the frist two mentioned; however it comes at a higher cost.  The purchaser is not allowed to get the New Home Warranty; it must be purchased by the builder.